Why the accident override exists

A cluster of dangerous answers around red lights, phone distraction, helmet or seatbelt use, and drunk riding or driving can activate an alternate branch of the result.

The whole point of the override is to say that even a decent health pattern can still be defeated by a concentrated safety risk profile.

If this branch activates, the message is not 'your body failed first.' The message is 'your environment plus your decisions may get there before biology does.'